Renters’ Credit Stories

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For the past two years, HOME Line has been asking our members what they do with their Renters’ Credit.  As our followers know, year after year we have fought proposals that would cut the tax rebate by 27%.  And this year, unfortunately, is no different.

The Minnesota Legislature is currently considering a proposal that would cut the credit by over $50 million annually.  On average, low-income renters would see their Renters’ Credit cut by $170.

To fight the proposal, HOME Line has collected hundreds of stories from low-income renters who use their Renters’ Credit to buy basic necessities — medications, groceries, dental work, school supplies, etc.

We’ve got a lot of stories to share, so if you are tracking the Renters’ Credit, you may want to come back to this page frequently:

Katherine – District 17A

I rely on my renters’ credit.  Last year I used it to get three teeth pulled.  Now I also need a hearing aid for my left ear, which I should have taken care of last year but instead I had my teeth taken care of.  The renters’ credit will pay for a portion of the hearing aid.  I’m also losing the hearing in my right ear, which means some more expenses.  Medicare and my insurance don’t pay for hearing aids.  I’m 87 years old and I sure rely on my renters’ credit.  Thank you.

Linda H. – District 45B

I’m asking you to please not take our $100 from us.  It means that people who rent won’t have to scrape bottom for 1 month out of the year, is that too much to ask.  Times are hard enough!  So have a heart and let us have it.  There are a lot of us that will have more food to eat or get the pills we need.  Thank you.

Viola H. – District 13A

I was finally able to buy a brand new coat for winter.  Most of my renters’ rebate was saved to used when I hit the “donut hole” with my medications.  If it hasn’t been for the rebate I would have to cut some meds in half or take them every other day.  My “donut hole” lasts 3-4 months.  I also cut costs by taking my necessary supplements every other day.  I am 84 years old.

Leah L. – District 34A

I use my renters’ credit to buy my medicine for my eyes, or I will go blind.

June D. – District 34A

I use my renters’ credit to buy my prescriptions and pay my medical bills.

Nicholas F. – District 36B

Affordable housing is needed more than ever with the huge increase in the “senior” population.  We need our renters’ rebate more than ever with the continued increase in health care and Medica Part D prescription coverage.

Helen H. – District 45B

I use my renters’ credit for medical bills, winter and summer clothing, eyeglasses, car insurance and whatever else comes up to pay.  Thank you.

Lola S. – District 34A

I have dental work that must be addressed this year, some new work and some repair work.  Also, my annual physical and medications prescribed.  Renters credit will not cover it all, by any means, but every little bit helps.

Robert Z. – District 09B

This is how I use my renters’ credit: 1) Medical needs, 2) some new clothes and shoes, 3) special eyeglasses, 4) stationary supplies,  5) food and related spices and herbs, 6) 20 Christmas cards, 7) postage supplies, 8 ) and it helps pay for my senior waiver.  I think if the politicians want to help pare-down on the budget they should stop building baseball and football arenas at taxpayers expense and let the owners pay for that.

Marjorie F. – District 25A

I use my renters’ credit towards my winter electric bill.  I have electric heat in my apartment.  Last month my bill was $145 and that’s not the coldest month.  Thank you for your help in trying to keep our renters’ credit.  I wouldn’t know where to begin.  Thank you again for your time and effort.

Molly S. – District 03B

I use my renter’s credit for car insurance and repairs.

Rose G. – District 06A

I use my renter’s credit to pay for my RX drugs, which are very high, as I hit the “donut hole” about November 1st.

Arlene S. – District 34A

I need all of my renters’ credit.  I  used my credit for my new eyeglasses this year. Otherwise I use it for groceries or paying bills.  What money that I receive is not very much, but every bit helps.  We need that renter’s credit every year.  I hope you don’t have to put a cut on the budget.  Thank you.

Donna W. – District 66B

I use my renters’ credit to buy food that I usually can’t afford and clothes that I usually can’t afford, along with hygiene products.

Rozetta M. – District 63B

I am like most low income senior citizens living on a fixed income during a sick economy.  My monthly check only goes so far: Rent in subsidized apartments, health care premiums and co-pays, hi cost for groceries, which keep rising especially for the kinds of healthy foods that most of us need to maintain our health.  Our small checks leave little room for warm clothing during long cold winters and car repairs and transportation.  I need new tires and muffler on my 10 year old car so that I can get back and forth to doctors appointments and to pick up medications.  These are the things that I use my rent rebate for.  Please don’t allow unallottment to pass – find another way to cut the budget rather than on the backs of poor people.

Helen O. – District 54A

My income is near $14,000 per year.  I’m 86 years old and have social security and a small pension to live on, which is $70 per month.  I use the renters’ credit to buy eyeglasses and medication.  My husband would have had maximum social security but died of cancer 1 month before turning 60 so my social security was cut 60% because he was under 65 years.  I haven’t been able to buy my family birthday or Christmas gifts for five years.

Elizabeth J. – Disctict 54A

I was using my refund for car insurance.  Then I had to get rid of my car because I couldn’t afford it anymore.  I’m 86 years old and on a small income.  Governor Pawlenty takes away refunds, but wants a stadium.  What’s wrong with him?  I use what I get for fare to the doctors and to supplement my groceries so I can buy apples and stuff I need.  I’m a diabetic and need special foods.  It sure helps a lot.  Even the small amount will help and is appreciated.

Judith J. – District 52B

I am on a very limited income per month.  My health insurance premiums increased 100%!  I’d have to say that the renters’ rebate that I do depend on will help a lot by helping with my drugs, food and bills.  Then also perhaps help with birthday gifts, etc.  Please restore this program to what it used to be.  Our landlords make a profit off of our monthly rent, so why should we also pay their taxes too?

Barbara S. – District 51A

I use my renters’ credit to buy groceries for my home.

Loraine S. – District 50A

I use my renter’s credit for Xmas time, dental, auto, medicine, food and I also need a new TV.  Please leave our senior renter’s credit alone, we seniors count on this extra money in the fall.  Some of use can’t get loans and this is the only way we can count on any extra money.  Thank you.

Joyce M. – District 50A

I have not been able to afford eye glasses for three years.  This year I planned to buy glasses, now my renter’s credit will not be enough for glasses. I also have to buy medical supplies.  Food, gas, electric has gone up.  Car tabs, digital license plates, car insurance went up.  Rent went up. We did not get a cost of living increase – we are hurting very bad.

Mary J. – District 50A

I use my renters’ credit for clothing, groceries, bills.  One year I was able to buy a small TV because mine had quit working.  Also some years I have used it for car repairs.  My car is an 89 Olds, which needs work and tires.  This money has been a blessing.  Sure hope it will not be cut or taken away.

Mary A. – District 50A

I use my renters’ credit for co-pays on medical bills, winter clothes and renters insurance.  Thank you.

Michael E. – District 49B

I use my renters’ credit to pay for my insurance premiums and if I have some left over for savings for other expenses that come up during the rest of the year!

Judy V. – District 49B

I use my renters’ credit to buy a lot of groceries and pay extra on bills that I couldn’t pay.  We need that renters’ credit.

Barb A. – District 48B

I use my renters’ credit to pay my renters insurance for the year.  Without it I wouldn’t be able to keep my insurance.  I also use it to help with medical bills.

Lorraine L. – District 48B

I usually spend it on medical bills, groceries and on clothing if needed.  Or I pay for prescriptions.

Coletta T. – District 48B

I have a heart condition which requires prescriptions, office visits and tests at least once a year.  Without my renters’ credit I would not be able to make all the co-pays that my health problems require.  Please don’t take this away from us.  You are asking us to eat or be healthy, we don’t seem to be able to do both.  You have a responsibility!

Zara I. – District 48B

I use my renters’ credit for my physician and dentist preventative health care, which is the most economical kind.  And I am 88 years old and am altering my exercise and eating habits accordingly.  I am single and I live alone.

Joy M. – District 46A

I use my renters’ credit to get caught up on my bills.  Then maybe for groceries I normally won’t buy, like meat and fresh fruit.  Then if there is anything left some clothes which I haven’t had the money to buy.

Linda H. – District 44B

I depend on my renters’ credit to repair/maintain my old Oldsmobile, it is a 1988 and I need to keep it on the road.  I also stock up my small freezer for over the winter months.  Governor Pawlenty said “I will not balance the budget at the expense of the poor.”  cutting programs and the renters’ credit is doing exactly that, and it is not right.  I wish he would live one month on my income and see how he makes out.  I cut every corner I can cut and cannot cut any more and still survive.  PLEASE DON’T CUT THE RENTERS’ CREDIT…PLEASE there are so many individuals and families that rely on this money.  Thank you.

Dr. Lynn B. – District 44B

I use my renter’s credit to pay for groceries, toilet paper, basic land-line phone bill, electricity bill, laundry, auto repairs, insurance, etc.

Mohamed M. – District 44B

I use my renter’s credit to pay rent and electricity and a bus pass to work.  I will get fired from my job if I cannot pay for the bus to work.  I will lose many money from not 19% renters’ refund.

Sara V. – District 44B

I need my renter’s credit to buy food, gasoline to go to work, laundry and to pay bills.

Pat L. – District 44B

I need 19% renters’ credit refund.  I use it for bills and basic living expenses.

Susan B. & John H. – District 44A

We live together and we use our renters’ credit for underwear, pillows, toilet paper, soap -  more so now that rent has gone up.  John uses his for denture adhesive and teeth cleaner, jeans, shirts and shoes.  To take from the poor who suffer more is truly unfair!

Robert K. – District 35B

The renters rebate is what helps pay our car insurance and also eyeglasses.  Otherwise I have to save up for months just to pay it.  I’m 82 and my income is low.  We live in low income housing.  Thank you for your help.

Elizabeth N. – District 35B

I use my renters’ credit to catch up on things and buy some extra groceries  I couldn’t buy before.  It is a lifeline in August.

Alta K. – District 35B

I am 85 and disabled.  I use my rent credit to buy food, medical supplies and other necessities.  I look forward to August when the check arrives and often wait to buy shoes or some other useful items.  I think it is sad to cut the rent credit on low incomes and often aged seniors.  Thank you.

Lorraine F. – District 34B

I am a 76 year old woman this month and have no pension plan.  I work part-time to help defray the cost of my rent.  I have Crohn’s disease, thyroid cancer and high blood pressure, so I am on many medications.  The medication for my Crohn’s disease costs over $500 per month, so the renters’ credit helps me pay for this medication when I am in the donut hole for 7 months of the year.  I also use this money to help catch up on other expenses so I can buy food.  My SS is only $1163 and as you know we did not get any increase this year, but all our other expenses continued to rise.  It seems on the state and federal level, they always hit the most vulnerable citizens.

Bob & Nola B. – District 34B

We use the renters’ credit for the extra things that we need and have not been able to get without the little boost of cash that the renters’ credit supplies.

Darlene T. – District 34B

I use my renters’ credit to pay auto insurance, to pay for a trip out of state for a grandchild’s graduation, to take a vacation I could not otherwise afford and medical co-pays!

Adeline M. – District 34B

Because I live on social security, the renters’ credit is the only extra money I have to buy Christmas  gifts for my grandchildren.

Sterling B. – District 33A

I use my renter’s credit for car insurance, medical bills and groceries.  Please don’t take any from my renters’ credit.  Thank you!

Dory L. – District 28A

I am a low income senior and I depend on my renters’ refund to buy food, clothing, my meds and I need to get glasses.  I also need a bed.  Please do not cut or reduce this, Governor Pawlenty.  There has to be another way to help the state budget.  I really need my refund.  Please think twice before you take this away from people that really need this.  Thank you!

Leigh B. – District 28A

I will put most of mine in the bank to pay school tuition for homeschooling.  I will also use it for groceries and other necessities.

Lois T – District 28B

I use my renters’ credit to pay off bills or perhaps buy that “something extra” for my low income apartment.  If I’m lucky to maybe afford a bus ticket to see my son in WY.  This is the one thing that I always looked forward to.  I am also having some eye issues that have to get taken care of, plus I need some dental work done.  I am now 73 and alone.  This is my reality and now they want to take that little bit of joy away from me.

Dawn B. – District 24A

I use my renter’s credit to get groceries, pay on bills, get new clothes and new shoes.  Last year the renters’ credit helped me get a different TV because mine went bad.  I usually can’t get new clothes or shoes until I receive the renters’ credit.

Mary L. – District 24B

My renters’  credit refund is needed very much.  It helps pay for my medicine, groceries, goes towards my rent and electricity and all necessities – not anything frivolous!  I need the full refund – with no COLA increase in SS, I’m really hurting to make ends meet.  Don’t “unallot” please!

Lois O. – District 24A

In 2009 I needed new glasses for $300 so I used my refund to purchase them.  This year my car needs new tires so I can get to work.

MaryAnn M. – District 19B

I use my renters’ credit to pay small bills that I count on renters’ credit for.  Dental bills, license plates for my car, things I’ve needed that have to wait until August for, like repairs on my car.  The people living in my building all depend on our renters’ credit as we are all living on our social security checks.  Please consider other ways that can be deducted and don’t take our rent credit, please consider the seniors.  Thank you.

Sherrilyn E.  District 16B

I use my renters’ credit to pay bills, get groceries, make car repairs and anything I normally don’t have the money to do.  I depend on my renters credit.  A lot of homeowners get property tax refunds, so renters’ should get a credit – especially if they are low income like me.

Eileen K. – District 16B

I look eagerly for my rent credit because I have very limited resources after I pay my bills.  I pay for telephone, TV, gasoline, which has doubled.  How can I drive my car to work without gas.  I am 62 years old and work very hard cleaning a nursing home.  When I get a bill I panic.  I cannot save anything.  Groceries are going up everyday.  I am usually late on every bill  I am scraping by.  Please, please don’t take our renters’ credit back.

Mike R. – District 16B

I use my renters’ credit money for clothes and shoes and a good steak and over the counter drugs.

Muriel M. – District 16B

I am 84 years old and live in an apartment in Big Lake.  I need the renters’ credit to pay for groceries, insurance payments and phone bills.  I am on a fixed income and I don’t get any other help.  I don’t have a car to get around. So please help the elderly.  Thank you.

Cynthia S. – District 15A

I use it to help pay my rent so I can stay in my apartment. I pay the phone bill and buy school supplies.  Thank you for helping keep the renters’ credit. We would love to have a home, but cannot afford it.  I don’t think it is right for us to lose the renters’ credit as we need it very much to continue to live in our apartment.

Sterling B. – District 33A

I use my renters’ credit to pay for bills – medical and car insurance and groceries.  Please don’t cut my rent credit.

Arlene S. – District 14B

The renter’s credit will help with prices going up like my over the counter cost of medicine, and also my premiums for car insurance and medical coverage.   The renters’ credit will also help pay for groceries and gas so I can still get around without the help from family and friends.

Laverne C. – District 13A

I need a little extra besides my social security,  I get very little from it.  Sometimes the car needs tires or some expensive part for which I cannot afford.  I would also like to purchase one or two articles of clothing, which is not in my budget now.  Governor Pawlenty, please do not take this little bit from us this year.  If you need money you could get it from your high salaried employees.

Virginia N. – District 34B

I use my renters’ credit for health and prescription drug premiums and co-pays costs, I usually go over limit by the end of the year and have to pay full price for drugs.

Eugene A. – District 34B

I use my renters’ credit for co-pays on some medications and  living expenses.  I have no auto so I use some for transportation needs.  And to pay bills.

Tammy H. – District 52A

I use this money to pay for auto insurance.  I spent 6 weeks in a class to earn a donation car so that I may hopefully gain some independence back.  That is why I desperately need this  money, for yearly auto insurance.  Also my therapy cats, I have had to pay for their yearly shots and they yet need to be spayed.  And also for basic needs such as vaccines, towels, clothing, shoes, etc.  I’m not living the life of luxury, I don’t even have cable.  I am very upset to think that anyone would even consider taking from the vulnerable and the poor who are living on the very fringes of society and attempting to make life even harder on them.  I pray to God that the poor don’t become further victims of society.

Anita V. – District 34B

I use my renters’ credit for groceries.  Cutting the renters’ credit?  You don’t get much anymore and the cost of food is so high.

Eugene W. – District 13A

I use my renters’ credit to pay for repairs on new eye glasses, which cost over $400 per pair.  I need new ones every years as my eyes are in need.  And my pickup needs new tires, which are $149 a piece.  If there’s any left then I buy groceries.  I only get $16 in food stamps.  Maybe Governor Pawlenty should cut his pay check by 27% and see if he would like it.  This extra money should not be taken from the poor or disabled people.  Where are the laws to help us?

Joshua T. – District 13A

I need it to pay bills.  My electricity bill is high.  I need new clothes, boots for winter.  It’s time the rich started paying their fair share of the taxes.

Barbara W. – District 19A

I use my renters’ credit for eye care, medical bills, or medication.  I will soon be 69 years old.  I have social security and a small part-time job.  My part-time job helps me pay for any supplements and medication.  Governor Pawlenty needs to leave our renters credit alone.  Cut his own pocket book.

Willard T. – District 14B

To pay for my bills I need the renters credit.  I use it to buy things I haven’t been able to buy before.

Karen F. – District 28A

At the end of the month the most important is my heart pills and then if there is any left over I go get a few groceries.

Elaine F. – District 34B

I use my renters’ credit for prescriptions and care care.

Lillian H. – District 34B

I use my renters’ credit to help pay for rent and food.

Deb – District 58B

Governor Pawlent’y unallotment to the renters’ credit and special diet program has really left me in a bind.  I get assistance for dietary and food supplements that my doctor prescribed to me.  My inability to eat wheat gluten keeps my diet very limited.  Gluten free products that help me have a balanced diet are very expensive and the $131/month I receive from the county helps me to afford my groceries.  My assistance has been cut by the unallotment to only $81/month.  I can get help from food shelves because they don’t have the food that I can eat.  I also have to take a lot off medications for seizures, a heart condition, and MS.  I also have to take expensive supplements for many allergies and health deficiencies.  I use a walker and a wheelchair for my MS.

Medicare is getting cut, my income from Social Security will not be increasing this year, I feel like I’m getting hit from every direction.  Getting the right medicines from the pharmacy is an everyday battle.

The renters’ credit helps me pay for things I couldn’t otherwise pay for, like underclothes, and to stock up on hearing aid batteries.  I get assistance once every three months to pay for batteries, but the supply only lasts me about a week and a half.

Lorraine K. – District 44A

Renters insurance, phone bills, out of pocket prescription cost, food, clothes,

cleaning supplies, other necessities

Income S.S. $674 – Rent $217, You do the Math, NO VACATIONS

Dorothy S.- District 46A

I have a hard time making ends meet all year round.  I pay for all my medical expense, prescription, and etc.  The renters rebate I use for that, eye wear, dental, prescriptions and try and catch up on any bills that I’m behind in.  Does legislation even care about people that are less fortunate than they.  Whatever happened to people caring about their fellow man, lending a helping hand.  Its as if we are on a different planet.  As if people are walking around with their eyes closed.

Peggy L. – District 32B

I use the credit to help offset childcare costs.

Ambrose K. – District 32B

I haven’t talked to anyone who designates their renter’s credit to a particular use. Most folks I know don’t have a budget because their money is used up before their needs are met. We have used tax returns to buy a very high mileage van with a hydraulic wheelchair lift (my wife has spina bifida and kidney failure).

We can use our renter’s credit to access the internet (either we pay for gas to get to and from the library and get on the net for “free” or we pay for internet service which helps our son to do his homework, helps my wife and I stay in touch with friends and family, and helps us to find and contact various resources like folks who have very high mileage vans with lifts for sale). We can use our renter’s credit to avoid going to the food shelf. We can use the renter’s credit to pay for vehicle insurance, gas, repairs on the van, upgrades to our old used computers… the list is as endless as practical needs are.

TJ P – District 32B

She uses the credit to help pay for school clothes for her daughter.

Phyllis G. – District 32B

She uses her renters’ credit to pay for childcare and school clothes.

Ernest M. – District 43B

For auto license tabs insurance-medical and whats left for food. I need my renters. Ill do what ever it takes to keep it. Gov-Pawlenty is dead wrong, he has more then us rents have. He doesn’t know how to HELP US that are in NEED!

PS – AND-WHY-WHY, would MR.GOV cut people on section 8 rent credit its wrong and DUMB

Anonymous – District 46B

Will have to cut back on groceries, basic necessities, help get a few dollars in her checking account so she has something to stand on.

Also it helps with transportation—bus or taxi since she does not have a car.

Finally, she likes to send birthday cards to family and friends to stay connected with them, but will be cutting back on that because she doesn’t have the money now.

Robert O. – District 52A

Hosp ins., life ins., RX pharmacy drugs, car ins, car repairs, groceries, rent, eye drops last time i filled the 2.5 oz bottle it was a little over 90 dollars. Also i was told it will go up in price to 100 dollars. I need this money to live day to day.

Darlene B. – District 35A

Groceries, special laundry items or dry cleaning, set a portion aside for Christmas (I have 10 grandchildren 6 are under 18).

I know things are rough all over with this economy. However, Gov. Pawlenty(Republican) does not care on iota for the low income and poor of this state.  He reminds me more and more of the former Pres. “W” Bush.  As they personally have money who cares about the rest of the population.  I used to like Pawlenty but now he’s only interested in getting name recognition for running for Pres. He wont get my vote!

Betty B. – District 34A

It helps me pay for my glasses, phone bill which is too much $39.88.  I only have a phone.  No long distance and car repairs.

June D. – District 34A

Prescriptions and medical bills.

Marguerite D. – District 34A

My air conditioner burned out during that extreme heat last summer.  I had to buy a new one, to was during that extreme heat.  I don’t have enough money — all I have is soc. sec.  I borrowed money and am still paying on the loan — I plan to use the money I get this year to help.  I was in the hospital 3 times — I have to pay $100.00 each time and $100.00 extra the time I was taken by ambulance.  I am 91 years old and need the money badly.  Please help people like me.

Lorraine B. – District 58B

I am 87 yrs old.  Renter’s credit is very important.  Helps to pay medical bills and insurance premiums.  Also eye glasses.  Have to pay on bills we do not expect some times.  Appreciate in having the renters’ credit check.  Please try to keep it for us.  Thank you very much.

Roberta T. – District 60A

Why does the government need this money. Congress and senators got a pay raise and i was sent a letter telling me cost of living stayed the same, no SSI. My income has already been hit hard. I need that money to get my winter needs and help with my bills. I am also having to now make co-payments on my med. HOW MANY HITS CAN We take in a year before I have to start eating dog or cat food (if its cheap) I only get $33 in food stamp. Just because we are poor, it doesn’t mean (you) can take advantage of  us.

PLEASE LEAVE US ALONE

Maxine W. – District 17A

Rent, Laundry (washing machine), Electric, Phone, Insurance (life) payments, Medica (pills), Postage (stamps), Groceries, As needed clothes, Eye exams (glasses)

Leone O. – District 17A

Fruit, Vegtable, and medic bills

Arlene S. – District  34A

I need all my renters credit.  I use my for my new eye glasses this year otherwise I use my groceries or paying bills.  What money I receive is not very much.  Every bit help.  We need that renter’s credit every year.  I hope don’t have put a cut on the budget.

Norbert P. – District 25A

I use it to make a payment on a old business loan. It really helps me alot.

Orell J. – District 59B

The renter’ credit check helps me with my regular weekly/ monthly costs:  rent, groceries, bus transportation, senior center costs.  I do not spend money on theater, costly programs etc.  Do not own a car.

Julie P. – District 59B

I need it for my high electric bill Im on a budget of 54.00 a month august is my clean up bill so i use that for groceries and winter clothing and laundry and meds. thanksgiving and x-mas.

Lorraine D. – District 50A

Eye glasses, teeth, Health Insurance, Car insurance/repairs,  Laundry 1.50 to dry,                     1.50 to wash = $27 a month plus soap, Low income senior Handicap

Generose B. – District 50A

For many different things. To buy clothes which i never have any, extra money

Pam S. – District 59B

I use it to pay bills, buy groceries, buy school supplies.  Please, please, please restore the renters credit to its FULL amount, without it I CAN NOT make ends meet.

Thank you

Theresa W. – District 44B

I use my renters’ credit to catch up on bills and to buy clothes for my child.

Trudi B. – District 44B

I use it for expenses to live on a every day basis – food, toilet paper, etc.

Mikki B. – District 44B

I have 3 kids and any extra money I receive is an additional help to my family for food, etc.

Linnea L. – District 44B

I use my renter’s credit for bills – mostly medical, food and electric.

Tomas M. – District 44B

Nuestro reembolso de la renta es muy importante para nostros ya estamos en crisis y cuando recibimos este dinero lo utilizamor para pagar el mer de renta posterior.  (The renters’ credit is very important to us.  We are in a crisis right now and when we receive the money we use it to pay for a months rent.)

Claudia K. – District 44B

I use my renters’ credit for bills, food and medical.

Veronica D. – District 44B

In the past years I have used it to help pay off my student loan, pay utility bills,  pay for clothes for my kids, pay for food, pay childcare, pay off my car loan, repair my car and to help pay my rent.

Jane C. – District5 44B

I use my renters’ credit for bills.

Vivian A. – District 59B

I use my renters’ credit to buy new clothes for winter, shampoo my carpet, pay my bills and buy a used chair and table and boots.